@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix isothes: <http://purl.org/iso25964/skos-thes#> .
@prefix ns0: <http://purl.org/umu/uneskos#> .

<http://voccade/vce/banco>
  skos:prefLabel "Banco"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/aberturaDeCredito> .

skos:scopeNote
  rdfs:subPropertyOf skos:note ;
  skos:definition "A note that helps to clarify the meaning and/or the use of a concept."@en ;
  rdfs:label "scope note"@en .

<http://voccade/vce/contratoBancario>
  skos:prefLabel "Contrato bancário"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/aberturaDeCredito> .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

<http://voccade/vce/devedor>
  skos:prefLabel "Devedor"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/aberturaDeCredito> .

<http://voccade/vce/categoria/economiaFinancasEOrcamentoPublicos>
  skos:prefLabel "Economia, Finanças e Orçamento públicos"@pt-br ;
  a isothes:ConceptGroup, owl:NamedIndividual .

<http://purl.org/umu/uneskos#memberOf>
  skos:definition "Identifies a concept collection."@en ;
  rdfs:label "memberOf"@en, "Membro de"@pt-br .

<http://voccade/vce/creditoBancario>
  skos:prefLabel "Crédito bancário"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/aberturaDeCredito> .

<http://voccade/vce/reservaDeContingencia>
  skos:prefLabel "Reserva de contingência"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/aberturaDeCredito> .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

<http://voccade/vce/contrato>
  skos:prefLabel "Contrato"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:narrower <http://voccade/vce/aberturaDeCredito> .

<http://voccade/vce/emprestimoBancario>
  skos:prefLabel "Empréstimo bancário"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/aberturaDeCredito> .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag, and no more than one value of skos:prefLabel without language tag."@en ;
  rdfs:label "preferred label"@en .

<http://voccade/vce/creditoSuplementar>
  skos:prefLabel "Crédito suplementar"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/aberturaDeCredito> .

<http://voccade/vce/aberturaDeCredito>
  skos:related <http://voccade/vce/creditoSuplementar>, <http://voccade/vce/creditoEspecial>, <http://voccade/vce/operacaoDeCredito>, <http://voccade/vce/devedor>, <http://voccade/vce/credito>, <http://voccade/vce/financiamentoPrivado>, <http://voccade/vce/banco>, <http://voccade/vce/creditoAdicional>, <http://voccade/vce/instituicaoFinanceira>, <http://voccade/vce/contratoBancario>, <http://voccade/vce/creditoBancario>, <http://voccade/vce/avaliacaoDeCredito>, <http://voccade/vce/reservaDeContingencia>, <http://voccade/vce/emprestimoBancario>, <http://voccade/vce/credor> ;
  skos:scopeNote "É o contrato segundo o qual o banco se obriga a pôr à disposição de um cliente uma soma em dinheiro por prazo determinado ou indeterminado, para ser utilizada mediante saque único ou repetido. O banco obriga-se a devolver a importância, acrescida dos juros, ao se extinguir o contrato."@pt-br ;
  a owl:NamedIndividual, skos:Concept ;
  skos:prefLabel "Abertura de crédito"@pt-br ;
  ns0:memberOf <http://voccade/vce/categoria/economiaFinancasEOrcamentoPublicos> ;
  skos:broader <http://voccade/vce/contrato> .

<http://voccade/vce/creditoEspecial>
  skos:prefLabel "Crédito especial"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/aberturaDeCredito> .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

<http://voccade/vce/credor>
  skos:prefLabel "Credor"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/aberturaDeCredito> .

<http://voccade/vce/credito>
  skos:prefLabel "Crédito"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/aberturaDeCredito> .

<http://voccade/vce/operacaoDeCredito>
  skos:prefLabel "Operação de crédito"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/aberturaDeCredito> .

<http://voccade/vce/avaliacaoDeCredito>
  skos:prefLabel "Avaliação de crédito"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/aberturaDeCredito> .

<http://voccade/vce/creditoAdicional>
  skos:prefLabel "Crédito adicional"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/aberturaDeCredito> .

<http://voccade/vce/financiamentoPrivado>
  skos:prefLabel "Financiamento privado"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/aberturaDeCredito> .

<http://voccade/vce/instituicaoFinanceira>
  skos:prefLabel "Instituição financeira"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/aberturaDeCredito> .