@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix isothes: <http://purl.org/iso25964/skos-thes#> .
@prefix ns0: <http://purl.org/umu/uneskos#> .

<http://voccade/vce/banco>
  skos:prefLabel "Banco"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/financiamento> .

skos:scopeNote
  rdfs:subPropertyOf skos:note ;
  skos:definition "A note that helps to clarify the meaning and/or the use of a concept."@en ;
  rdfs:label "scope note"@en .

<http://voccade/vce/contratoBancario>
  skos:prefLabel "Contrato bancário"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/financiamento> .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

<http://voccade/vce/custeio>
  skos:prefLabel "Custeio"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/financiamento> .

<http://voccade/vce/devedor>
  skos:prefLabel "Devedor"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/financiamento> .

<http://voccade/vce/categoria/economiaFinancasEOrcamentoPublicos>
  skos:prefLabel "Economia, Finanças e Orçamento públicos"@pt-br ;
  a isothes:ConceptGroup, owl:NamedIndividual .

<http://voccade/vce/agenteOperador>
  skos:prefLabel "Agente operador"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/financiamento> .

<http://purl.org/umu/uneskos#memberOf>
  skos:definition "Identifies a concept collection."@en ;
  rdfs:label "memberOf"@en, "Membro de"@pt-br .

<http://voccade/vce/financiamento>
  skos:altLabel "Financiamiento"@es, "Financing|Funding"@en ;
  skos:related <http://voccade/vce/riscoFinanceiro>, <http://voccade/vce/banco>, <http://voccade/vce/instituicaoFinanceira>, <http://voccade/vce/credor>, <http://voccade/vce/agenteOperador>, <http://voccade/vce/debito>, <http://voccade/vce/divida>, <http://voccade/vce/dividaDeMedioPrazo>, <http://voccade/vce/quitacao>, <http://voccade/vce/contratoBancario>, <http://voccade/vce/emprestimoBancario>, <http://voccade/vce/fundoDeGarantiaDeOperacoes>, <http://voccade/vce/devedor>, <http://voccade/vce/refinanciamento>, <http://voccade/vce/fundoDeGarantiaParaConstrucaoNaval>, <http://voccade/vce/investimento>, <http://voccade/vce/saldoDevedor>, <http://voccade/vce/dividaDeCurtoPrazo>, <http://voccade/vce/custeio> ;
  ns0:memberOf <http://voccade/vce/categoria/modificadores>, <http://voccade/vce/categoria/economiaFinancasEOrcamentoPublicos> ;
  skos:narrower <http://voccade/vce/financiamentoPrivado>, <http://voccade/vce/financiamentoPublico> ;
  skos:definition "Operação bancária pela qual o banco antecipa créditos que o cliente (pessoa física ou jurídica) irá receber, com o objetivo de emprestar-lhe certa soma e proporcionar-lhe recursos necessários para a realização de certo negócio ou empreendimento. (Fonte: COELHO DA FONSECA. Glossário. Disponível em:<http://financiamento.coelhodafonseca.com.br/glossario-f.php> Acesso em: 26 ago 2015)."@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:scopeNote "Usar também como termo modificador subordinado a determinados assuntos. Ex.:Exportação. Financiamento."@pt-br ;
  skos:prefLabel "Financiamento"@pt-br ;
  skos:broader <http://voccade/vce/dividaDeLongoPrazo> .

<http://voccade/vce/riscoFinanceiro>
  skos:prefLabel "Risco financeiro"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/financiamento> .

<http://voccade/vce/refinanciamento>
  skos:prefLabel "Refinanciamento"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/financiamento> .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

skos:definition
  rdfs:subPropertyOf skos:note ;
  skos:definition "Definição"@pt-br, "A statement or formal explanation of the meaning of a concept."@en ;
  rdfs:label "definition"@en .

<http://voccade/vce/fundoDeGarantiaParaConstrucaoNaval>
  skos:prefLabel "Fundo de Garantia para Construção Naval"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/financiamento> .

<http://voccade/vce/emprestimoBancario>
  skos:prefLabel "Empréstimo bancário"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/financiamento> .

<http://voccade/vce/quitacao>
  skos:prefLabel "Quitação"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/financiamento> .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag, and no more than one value of skos:prefLabel without language tag."@en ;
  rdfs:label "preferred label"@en .

skos:altLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "An alternative lexical label for a resource."@en ;
  rdfs:comment "The range of skos:altLabel is the class of RDF plain literals."@en, "skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise disjoint properties."@en ;
  rdfs:label "alternative label"@en, "Termo alternativo"@pt-br .

<http://voccade/vce/fundoDeGarantiaDeOperacoes>
  skos:prefLabel "Fundo de Garantia de Operações"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/financiamento> .

<http://voccade/vce/dividaDeLongoPrazo>
  skos:prefLabel "Dívida de longo prazo"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:narrower <http://voccade/vce/financiamento> .

<http://voccade/vce/financiamentoPublico>
  skos:prefLabel "Financiamento público"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:broader <http://voccade/vce/financiamento> .

<http://voccade/vce/categoria/modificadores>
  a isothes:ConceptGroup, owl:NamedIndividual ;
  skos:prefLabel "Modificadores"@pt-br ;
  skos:member <http://voccade/vce/financiamento> .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

<http://voccade/vce/divida>
  skos:prefLabel "Dívida"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/financiamento> .

<http://voccade/vce/credor>
  skos:prefLabel "Credor"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/financiamento> .

<http://voccade/vce/dividaDeMedioPrazo>
  skos:prefLabel "Dívida de médio prazo"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/financiamento> .

<http://voccade/vce/dividaDeCurtoPrazo>
  skos:prefLabel "Dívida de curto prazo"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/financiamento> .

<http://voccade/vce/debito>
  skos:prefLabel "Débito"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/financiamento> .

<http://voccade/vce/investimento>
  skos:prefLabel "Investimento"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/financiamento> .

skos:narrower
  rdfs:subPropertyOf skos:narrowerTransitive ;
  skos:definition "Relates a concept to a concept that is more specific in meaning."@en ;
  rdfs:comment "Narrower concepts are typically rendered as children in a concept hierarchy (tree)."@en ;
  rdfs:label "has narrower"@en .

<http://voccade/vce/saldoDevedor>
  skos:prefLabel "Saldo devedor"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/financiamento> .

<http://voccade/vce/financiamentoPrivado>
  skos:prefLabel "Financiamento privado"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:broader <http://voccade/vce/financiamento> .

<http://voccade/vce/instituicaoFinanceira>
  skos:prefLabel "Instituição financeira"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/financiamento> .