@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix isothes: <http://purl.org/iso25964/skos-thes#> .
@prefix ns0: <http://purl.org/umu/uneskos#> .

skos:scopeNote
  rdfs:subPropertyOf skos:note ;
  skos:definition "A note that helps to clarify the meaning and/or the use of a concept."@en ;
  rdfs:label "scope note"@en .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

<http://voccade/vce/transferenciaDeRisco>
  skos:prefLabel "Transferência de risco"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:broader <http://voccade/vce/riscoFinanceiro> .

<http://voccade/vce/investimentoFinanceiro>
  skos:prefLabel "Investimento financeiro"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

<http://voccade/vce/categoria/economiaFinancasEOrcamentoPublicos>
  skos:prefLabel "Economia, Finanças e Orçamento públicos"@pt-br ;
  a isothes:ConceptGroup, owl:NamedIndividual .

<http://purl.org/umu/uneskos#memberOf>
  skos:definition "Identifies a concept collection."@en ;
  rdfs:label "memberOf"@en, "Membro de"@pt-br .

<http://voccade/vce/riscoFinanceiro>
  skos:narrower <http://voccade/vce/transferenciaDeRisco> ;
  skos:altLabel "Credit risk|Liquidity risk"@en, "Riesgo crediticio|Riesgo de liquidez"@es ;
  skos:related <http://voccade/vce/controleFinanceiro>, <http://voccade/vce/inadimplencia>, <http://voccade/vce/riscoMonetario>, <http://voccade/vce/investimentoFinanceiro>, <http://voccade/vce/emprestimo>, <http://voccade/vce/risco-pais>, <http://voccade/vce/fundoDeGarantiaParaConstrucaoNaval>, <http://voccade/vce/investimentoEstrangeiroDireto>, <http://voccade/vce/fundoDeInvestimento>, <http://voccade/vce/riscoDeLiquidacao>, <http://voccade/vce/desinvestimento>, <http://voccade/vce/economiaFinanceira>, <http://voccade/vce/financiamento>, <http://voccade/vce/refinanciamento>, <http://voccade/vce/educacaoFinanceira>, <http://voccade/vce/impactoEconomico>, <http://voccade/vce/acordoDeBasileia>, <http://voccade/vce/financiamentoPrivado>, <http://voccade/vce/garantiaDeEmprestimo>, <http://voccade/vce/fundoDeGarantiaDeOperacoes>, <http://voccade/vce/avaliacaoDeCredito> ;
  skos:prefLabel "Risco financeiro"@pt-br ;
  skos:scopeNote "Qualquer risco relacionado às finanças, em particular, em transações financeiras de empréstimo em que há risco de inadimplência, podendo ser um indicativo acerca da incerteza ou possibilidade de perda em um negócio, de modo a determinar a capacidade de gerenciamento das finanças de uma empresa ou entidade."@pt-br ;
  a owl:NamedIndividual, skos:Concept ;
  ns0:memberOf <http://voccade/vce/categoria/economiaFinancasEOrcamentoPublicos> .

<http://voccade/vce/investimentoEstrangeiroDireto>
  skos:prefLabel "Investimento estrangeiro direto"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

<http://voccade/vce/inadimplencia>
  skos:prefLabel "Inadimplência"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

<http://voccade/vce/riscoMonetario>
  skos:prefLabel "Risco monetário"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

<http://voccade/vce/financiamento>
  skos:prefLabel "Financiamento"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

<http://voccade/vce/refinanciamento>
  skos:prefLabel "Refinanciamento"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

<http://voccade/vce/controleFinanceiro>
  skos:prefLabel "Controle financeiro"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

<http://voccade/vce/fundoDeGarantiaParaConstrucaoNaval>
  skos:prefLabel "Fundo de Garantia para Construção Naval"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

<http://voccade/vce/risco-pais>
  skos:prefLabel "Risco-país"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

<http://voccade/vce/riscoDeLiquidacao>
  skos:prefLabel "Risco de liquidação"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag, and no more than one value of skos:prefLabel without language tag."@en ;
  rdfs:label "preferred label"@en .

<http://voccade/vce/fundoDeInvestimento>
  skos:prefLabel "Fundo de investimento"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

<http://voccade/vce/garantiaDeEmprestimo>
  skos:prefLabel "Garantia de empréstimo"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

skos:altLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "An alternative lexical label for a resource."@en ;
  rdfs:comment "The range of skos:altLabel is the class of RDF plain literals."@en, "skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise disjoint properties."@en ;
  rdfs:label "alternative label"@en, "Termo alternativo"@pt-br .

<http://voccade/vce/fundoDeGarantiaDeOperacoes>
  skos:prefLabel "Fundo de Garantia de Operações"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

<http://voccade/vce/desinvestimento>
  skos:prefLabel "Desinvestimento"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

<http://voccade/vce/emprestimo>
  skos:prefLabel "Empréstimo"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

<http://voccade/vce/impactoEconomico>
  skos:prefLabel "Impacto Econômico"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

<http://voccade/vce/avaliacaoDeCredito>
  skos:prefLabel "Avaliação de crédito"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

<http://voccade/vce/economiaFinanceira>
  skos:prefLabel "Economia financeira"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

<http://voccade/vce/acordoDeBasileia>
  skos:prefLabel "Acordo de Basileia"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

skos:narrower
  rdfs:subPropertyOf skos:narrowerTransitive ;
  skos:definition "Relates a concept to a concept that is more specific in meaning."@en ;
  rdfs:comment "Narrower concepts are typically rendered as children in a concept hierarchy (tree)."@en ;
  rdfs:label "has narrower"@en .

<http://voccade/vce/financiamentoPrivado>
  skos:prefLabel "Financiamento privado"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .

<http://voccade/vce/educacaoFinanceira>
  skos:prefLabel "Educação financeira"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/riscoFinanceiro> .