@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix isothes: <http://purl.org/iso25964/skos-thes#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix ns0: <http://purl.org/umu/uneskos#> .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

<http://voccade/vce/categoria/economiaFinancasEOrcamentoPublicos>
  skos:prefLabel "Economia, Finanças e Orçamento públicos"@pt-br ;
  a isothes:ConceptGroup, owl:NamedIndividual .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

skos:altLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "An alternative lexical label for a resource."@en ;
  rdfs:comment "The range of skos:altLabel is the class of RDF plain literals."@en, "skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise disjoint properties."@en ;
  rdfs:label "alternative label"@en, "Termo alternativo"@pt-br .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

<http://purl.org/umu/uneskos#memberOf>
  skos:definition "Identifies a concept collection."@en ;
  rdfs:label "memberOf"@en, "Membro de"@pt-br .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag, and no more than one value of skos:prefLabel without language tag."@en ;
  rdfs:label "preferred label"@en .

<http://voccade/vce/seguro>
  skos:prefLabel "Seguro"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/transferenciaDeRisco> .

<http://voccade/vce/segurado>
  skos:prefLabel "Segurado"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/transferenciaDeRisco> .

skos:definition
  rdfs:subPropertyOf skos:note ;
  skos:definition "Definição"@pt-br, "A statement or formal explanation of the meaning of a concept."@en ;
  rdfs:label "definition"@en .

<http://voccade/vce/riscoFinanceiro>
  skos:prefLabel "Risco financeiro"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:narrower <http://voccade/vce/transferenciaDeRisco> .

<http://voccade/vce/sinistro>
  skos:prefLabel "Sinistro"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/transferenciaDeRisco> .

<http://voccade/vce/seguradora>
  skos:prefLabel "Seguradora"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/transferenciaDeRisco> .

<http://voccade/vce/transferenciaDeRisco>
  skos:related <http://voccade/vce/seguradora>, <http://voccade/vce/segurado>, <http://voccade/vce/sinistro>, <http://voccade/vce/gestaoDeRisco>, <http://voccade/vce/seguro> ;
  skos:prefLabel "Transferência de risco"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  ns0:memberOf <http://voccade/vce/categoria/economiaFinancasEOrcamentoPublicos> ;
  skos:broader <http://voccade/vce/riscoFinanceiro> ;
  skos:definition "A transferência de risco é o processo de transferir formal ou informalmente as consequências financeiras de determinados riscos de uma parte para outra, em que um domicílio, comunidade, empresa ou autoridade do Estado irá obter recursos de outra parte após a ocorrência de um desastre, em troca de benefícios sociais ou financeiros contínuos ou compensatórios fornecidos a essa outra parte. (Fonte: INTER AGENCY NETWORK FOR EDUCATION IN EMERGENCIES. Glossário. [S.l.: s.n.], [20--?]. Disponível em: https://inee.org/pt/eie-glossary/transferencia-de-risco. Acesso em: 29 mar. 2021)."@pt-br ;
  skos:altLabel "Trasferencia del riesgo"@es, "Risk transfer"@en .

<http://voccade/vce/gestaoDeRisco>
  skos:prefLabel "Gestão de risco"@pt-br ;
  a skos:Concept, owl:NamedIndividual ;
  skos:related <http://voccade/vce/transferenciaDeRisco> .